Why clients choose
Alpha/Omega Coverage Corp
As a Family-Owned Independent Insurance Agency,
Let Us Be Your Financial Safety Net
We Care
A family business for protecting families
Rooted in Staten Island since 1979, our third generation family leadership means you'll always speak with someone who truly understands our community and values your peace of mind.
With thousands of clients and a 98% retention rate, you will quickly understand why our family centered approach works.
We Protect
Are you working with an agent that only has 1 company?
With Alpha/Omega, we have access to multiple carriers, comparing your options side-by-side to find not just a low rate, but the best coverage for your lifestyle or business risk profile. Saving you time and money from doing the research on your own.
We Partner
Assemble your Team of Professionals
Protecting your hard earned dollars means having a team of professionals on your side. We can coordinate with your financial advisor, accountant, or contractor. Don't have one? With years of experience, we can help connect you to one that works for you. Together we can create a personalized plan.
Frequently Asked Questions
Over the years, we've heard a lot of common misconceptions about insurance and independent agencies. We believe in being transparent, so we've answered some of the most frequent questions below to clear up the confusions and show you what truly makes The Alpha Difference
Why should I use an independent insurance agency instead of going directly to one company?
A direct company only offers its own products. As an independent agency, we partner with many top-rated carriers to compare coverages and price. This ensures you are getting the best fit, not just what one company sells.
I heard brokers charge high fees. What is your fee?
ZERO. At Alpha/Omega, we don't charge broker fees. We're compensated by the insurance carriers we partner with, so our clients don't pay extra. Insurance is already a significant investment. Our job is to help you save money and secure the right coverage, not add unnecessary costs.
*teeny exception is for workers compensation placed with The New York State Insurance Fund. A nominal fee applies as the state does not reimburse for our services.
​Don't larger, national agencies get better rates than a local independent agency?
Bigger doesn't always mean better. Because we are independent and not tied to one company, we can shop across many carriers to find you the best combination of coverage and price. Our local relationships and hands-on service often mean clients get more personalized coverage at competitive rates compared to national chains.
How do I know if I have the right coverage amount?
Alpha/Omega Coverage Corp's team will review your current policies and help determine if you are protected. We make sure the coverage we recommend fits your lifestyle, assets, and business needs.
​Aren't all insurance policies basically the same?
Not at all. While two policies may look alike on paper, the details in the fine print make a big difference when it comes to claims. At Alpha/Omega, we compare coverage options from multiple carrier and explain the difference clearly, so you're not stuck with gaps that could cost you later.
If all agencies have access to the same carrier, why should I chose Alpha/Omega?
It is true that many agencies may have access to the same insurance companies, but not all provide the same level of service. At Alpha/Omega, we don't just sell a policy, we guide you through choosing the right coverage. We'll review as your life or business changes, and advocate for you if ever file a claim. Our long-term relationships with clients are built on partnership, not transactions.