General Liability Insurance
If you have foot traffic in your business location, there is a chance someone could fall... even if you don't leave banana peels laying around.
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General liability Insurance, also known as “commercial liability insurance” is a broad commercial insurance policy that protects a business against claims for bodily injury (BI) and property damage as well as advertising and personal injury liability.
There are multiple types of claims that may be covered. These include:
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Bodily injuries and property damage your business may have caused. This can include customer slip and falls or employee accidents, like breaking a client’s windows while working at their home.
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Advertising injury that your business causes by defaming someone else or another company.
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Copyright infringement from using someone else’s work in your business’ ads without their permission.
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Reputational harm if something you said in an interview about another business owner negatively impacts their company.
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General Liability does not cover everything for a business and will not help you with:
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Damage to business property
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Computer related crimes and losses
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Auto accidents that you or your employees cause while driving for work
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Illegal acts or wrongdoing that you or your employees did purposefully
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Alpha/Omega Coverage Corp recommends that all businesses have general liability coverage in place. Every business is unique – talk to us today to find out how to get the best price and value on commercial general liability coverage for you.
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