Technology businesses can face an unusual combination of risks. You may work with sensitive data, provide professional advice, build websites, or manage critical systems for your clients. A single mistake, security incident, or interruption can create consequences far beyond the cost of replacing a computer.

 

Alpha/Omega works with technology businesses throughout Staten Island, Brooklyn, New Jersey and the greater New York area, including internet service providers, IT consultants, web developers, and other technology professionals. We look beyond the equipment and consider the services you provide, the contracts you sign, and the data you handle.

 

Core Coverages

• Professional Liability / Technology E&O – Protection against claims alleging that your professional services, advice or work caused a client's financial loss.

• Cyber Liability – Coverage for data breaches, cyberattacks, ransomware, privacy incidents and other technology-related exposures.

• General Liability – Protection against claims of bodily injury, property damage and certain personal or advertising injuries.

• Commercial Property – Coverage for your office, equipment, computers, furniture and other business property.

• Commercial Umbrella / Excess Liability – Additional liability protection above underlying policies.

• Workers' Compensation – Coverage for employees injured or becoming ill as a result of their work.

• Disability & Paid Family Leave – Required coverage for eligible New York employees.

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Specialized Coverages to Consider

Business Income & Extra Expense

Crime / Social Engineering

Inland Marine / Equipment in Transit

Equipment Breakdown

Employment Practices Liability

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Technology changes quickly. Your insurance should keep up.

Whether you're a solo IT consultant, growing web-development firm or established technology company, your exposures can change as quickly as your business does. We partner with you to review your coverage as your services, clients and technology evolve.

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